For me it is purely the cost of the subs. Almost across the board every airline has cancelled pay rises, or reduced pay and BALPA ought to be cutting their cloth too. They too need to be making cost savings, which could be passed back onto the pilot workforce. They need to be offering incentives to join and to stay and not just taking it a given right that people will cough up every month. In my previous occupation (old bill) the subs were more than half of what BALPA and we got a hell of alot more for our money. I do believe that strength comes from numbers, but BALPA need to realise that at times like these they need to be doing the whole operation much better. The subs are just not good value for money in my opinion.