follow the lost comms procedure which ends in an uncleared landing anyway
Yes, it does. But following the lost comms procedure gives ATC time to PLAN, and ensure that the runway is clear when you need to use it.
You are the PIC, you look outside, you decide
Not true. Unless you have an emergency, it is ATC who decide who gets the runway and when.
The lost comms procedure is there for a reason. Pilots who ignore procedures such as this are a danger to themselves and other airspace users, and in my view should not be allowed to fly.
I guess that's now my 4c.