I agree act700, so many newbies coming out of the McFlying schools are so desperate to make the immediate leap into charters/airlines that they are selling the rest of us out in the process.
15SQN I wish you all the luck in the world but IMHO consider looking for a job that you are more suited to with your current experience (eg. instructing, piston engine charters) and upgrading from there, rather than investing a lot of money with no guarantee of return on a turbo-prop type-rating. My 2 cents worth...