Thanks for the replies all...much appreciated.
I am based in Dublin so I don't know that the same bank would be able to help you. But if you want I can mail you and talk you through what I did.
I had the very same problem for years, the banks were simply not interested in loaning out the money for flight training despite the fact that I had a reasonable salary and was a homeowner. The only thing I can say is that you have to keep at them. I just started on the Banks page I the Yellow pages and worked my way down, then when I got to the end with no joy, I just tweaked my buisness plan and went right back to the top and asked them all again! and eventually one of them gave in but it was a long haul.