Taking responsibilities was never a part of the "Emirati culture"
That "culture" is defined by greed, slavery, corruption and bigotry
Don't you think those who threw money in insane speculative prospects aren't to be blamed as well? All these debts are based on the failure of developments which were only supported by foreign speculators.
Banks and greedy speculators are not less responsible than the Emiratis in this collective dream. Real Estate speculators demanding crazy ROI are also fueling the big slavery. Do you really think money is growing on trees and that the government owes you the "promised" profits you didn't make in your JBR apartment?