A Tip to wannabe`s...
Pretend to have £70k. Add compound interest @ 2% above Bank of England rates, over 7 years. (approx repayments £1000 per month).
Now go find a job for real. Any Job! (Along with the the other 2 million in the country.)
When / If you`ve found a Job, and lived a little, paid your bills, if you can then afford to save £1K a month for the next 4/5 years, use what you have saved to finance your dream.
Because at the moment it is only a dream, and regardless of what anybody wants to pontificate about, (Green shoots, Bamboo shoots, Turkey shoots, they are Bu** sh****ers.) the Banks want real money back with real interest.
Otherwise read / listen to WWW. Not the spin of LW.
Its a hard old world out there, when your bloody skint!! forever thus.
PS