There was a time when insurance companies insisted on a minimum number of flying hours before a pilot could be employed by an airline (I seem to remember that it was 1,000 hrs for the first airline I flew for which is why I had to 'hours build' before I got my first job).
Just imagine if insurance companies insisted on that requirement now? End of 200 hr cadet entry to the airlines.
Heaven forbid, but if there ever was an incident/accident maybe they would insist on this requirement in future?
One or two airlines would have to seriously re-think their strategy in that event.
KR
FOK