Stefair, I'm not anything to do with FR, but I know a few who are.
Allow 6 weeks for TR. Allow a week on that for base training. Allow 1 month for unexplained gap between TR and line training (can be 2 weeks, can be 6). Whilst on LT you do NOT get paid a penny untill safety pilot is released. This can vary widely, but allow 2 weeks.
That's 3 months of no pay. You then get paid a very basic rate untill LT is completed, usually another month (60 sectors?).
For me personally (mortgage, kid, wife etc) this time would cost me at least £3k with no/little income. Plus the living costs of EMA/CAE/OAA plus the costs of living away during LT, plus 33,000 eur for the TR, I'd need 40,000 eur in order to be confident I could afford the scheme.
Probably the true cost for most people is around this figure.
Or, after tax, you are working for free for 2 years.
I do stand to be corrected by those at the cliff face if the above figures are not quite right.
You pays your money and takes your choice......
EK