IO540
Even gear up you cant guarantee what you might find very late on the approach or lurking in the field.
Seems to me you have more control over what you hit (or dont) making the landing without the chute but if you get it wrong you might have been better off with the chute.
Talk to Cirrus pilots and there seem to be those that say I would always pull the chute and those that say I would take a look first and then decide. I am not planning to find out the correct answer.