Only you can answer your own question, but the old phrase 'the grass is always greener on the ther side' is so true.
Commercial flying is a job, and like all jobs has good points and bad points. Unfortunately it is human nature to ignore the bad stuff and concentrate on the good. We forget pain and remember pleasure.
Your post could probably have been written by many pilots who made it to the commercial airline sector. Personally I think your post should be mandatory reading for all wannabees, but then would they listen.
Good luck whichever decision you make, but at least having made it to the RHS you now know what it is REALLY like and will not spend your life wondering....' ah but what if??'