I don't think these CTC wannabe pups really care about their loans etc as most of them will have got the cash from the bank of mum and dad or at least the olds will be paying the loan repayments anyway. I am just surprised that they have not decided to get mum and dad to fund their Ryanair SSTR.
I wish people would refrain from talking about things of which they obviously have sod all knowledge. I know of no cadet who got the money for the CTC course through their parents. Everyone up until ~CP55 received an unsecured loan for the full amount of the course fees from a bank. Therefore, for the majority of people, the loan, and subsequent bankruptcy is going to be on them and them alone.