Really Tim? I think you will find that is not far off the mark these days. Think of the lost earnings whilst studying? The days of only having to pay for a licence are sadly long gone. You will get no-where without a type rating so factor in that. And now we have the pay to fly schemes too.
Factor in a couple of exam retakes and more lost earnings and if you are being realistic you will get precious little change out of your 100k.