My god pilots are cynics!
Two considerations. Yes, a building is hard and undesirable as a landing destination (unless it's jihad related) but regardless, do you think a Pilot will go "oh well, I am going to die, may as well take as many as I can with me?" Or..... do you think you will be looking to place it down in the least populated area you can find to minimize collateral damage and to give yourself and your passengers the greatest chance of survival?