One thing to bear in mind is that (if you can afford it) this is a good time to get discounts out of the FTOs. We've reduced the price of our MCC course and are offering further discounts for "bundled" packages - ie. do a CPL or IR and get a further discount off the MCC (and other such deals). For anyone who can find the money, this may actually be the best time to do it - after all, there won't be any waiting lists at any FTOs, will there?