I completely agree that they
should pay for it! Other than becoming
defiantly unemployed - and subsequently divorced - I don't see what I can do about it.
Aside from posting sensible warnings, there's little more you can do for those willing to make huge and risky withdrawals from the Bank of Mummy and Daddy. If your point is instead that it's unfair that some have access to such funds while others haven't, I don't disagree but fairness doesn't play much part in life...I'm afraid.