Originally Posted by
IO540
Irrespective of this theoretical risk, is there any evidence of an insurer ever avoiding a payout in such a case? How would such an insurer know the actual flight conditions?
There are several recent fatal accidents where the flight conditions where unambiguously IMC at the point of the crash - A CFIT into a mountain on which hill walkers heard the crash while they were in Fog is pretty conclusive - a number of recent cases could fall into this category. 'Fortunately' for all of us, most GA damage is confined to ourselves, our aircraft and our family members - so we may have less case history then one might expect.
The lack of examples may be more to due with us not knowing how to find them rather than the examples not existing - but it is still surprising given the number of accidents in which some administrative anomaly is commented upon (and dismissed from relevance by the AAIB)
A note to Mods - I think this insurance aspect is a very important conversation and not really related to the Failed Stunt title of the thread - should the thread be split?