Why are so many people here continually trying to find loopholes and wriggle out of minor points like OBEYING THE LAW???????
Pilot X is flying VFR, the weather deteriorates. His licences are all in order as a VFR pilot. He gets amongst hills and makes one mistake after another (the usual case in an accident) He ends up flying outside his licence privalages ie in IMC and crashes killing two of his passengers.
The insurance refuse to pay out.
I wish things were as simple as obeying the law because sometimes even attempting to do that will kill you.
The law up in the sky in a nasty situation wont help you the right descisions for that situation will, whether that means flying to the letter of the law or totally against it.
Pace