Well mines done and dusted, but we are at cross purposes.
My dragon's solicitor was aware of the facts you mention, (she doesn't get it til she's 65)
But as I would get the remainder of my pension (in my case from age 51) they used that as a bargaining tool to demand a larger percentage share (in my case 10% more than I had expected.) It took me by surprise.
The reason for such black art is that the Pension is split on the issue of the PSO, using a cash value, and taking that from your pot. Then you might get the odd pay rise or promotion after the event.
I've put it behind me and moved on, (until I contributed to this thread.)
Got off the parking ticket though! (Go on, ask me how I did that)