Why don't you go to the US?
Plenty of schools offering cheaper FAA/JAA/ATPL (theory credit) CPL/IR combined. You can even build some hours while instructing under J1 visa (if that still exists)
And if you are thinking about making a wrong choice, becoming a pilot is already a wrong choice!
Be a lawyer or dentist!
Just kidding.
Try Naples Air Center or Flight Safety Academy...