Only remember this from my distant past, but it may still be valid. Only a certain number of hours may be used 'under supervision'. The rest must be aircraft captain. The easy answer is go to a flight school (florida maybe) with a PPL in your hand. Do a load of hours flying around in circles and learning absolutely nothing, then you have PIC time!! Easy!!
It got me an ATPL (A) even though I am a helicopter pilot.