Would you have written all this, expounded so fully on the topic, if I hadn't provoked you.. nah.
I understand your point of view. However, Wannabes would be well informed if they realised that others in the same race are planning on using bankruptcy as a tactic to manage the funding of their career aspirations. It is highly effective and it is not uncommon.
I find it morally neutral. I understand that many do not.
WWW