Bealzebub, why are you scaremongering against people seeking the protection of bankruptcy and can you please provide a source for that list of 'consequences' for bankrupts in order to qualify it?
If you want to stop people getting into this position then why not tell them what a **** industry this is for a lot of hopefuls and how FTOs will lie through their teeth to get you to take on hefty debt!
The flight training industry takes advantage of people, the banks take advantage of people so why shouldn't people take advantage of them???