Just my tuppence worth - dont spend any more money! Can we not just accept the fact that the employment situation is in dire straits and we will all just have to wait until things improve. Throwing more money at it is not the way forward. We are shorlty coming into the winter season which will undoubtedly see more lay offs. As for the FI, great idea but realistically you have as much chance of finding full time work as you do with finding an A320 job. The UK FI market here is saturated just now. Save the money, stick to the day job and wait till things improve. At least until next spring when things may(big may!) change. Re-assess after the winter.