no one has said this yet, so ill bite
TOLD YOU SO!
How many time will people have to be told not to pay for a tr! Im guessing you didnt have a contract infront of you!
As for what to do know, do what you should of done a long time ago, the FI. good experience. but you're going to struggle getting a job, theres lots of FIs sitting around at the mo. and why would a school give you a job when they know you'll run off as soon as the market picks up.