Is there any way we can get a poll on here asking how many pilots have declared themselves bankrupt? Would be interesting to see.
You have to treat all these loopholes as all part of the game. Everyone is in on it from the heads of banks, large companies (look at the rover bosses..), to the weasels that run this broken bankrupt rock in the middle of the atlantic. Everyone is on the take.
Its just all part of the game.