I think personal bankruptcy is admirable and logical.
It means nothing these days and the consequences are slight compared to the slog of repaying the debt plus interest.
Those who don't used planned bankruptcy are mugs.
Its easy.
There are very few snags.
Its therefore logical.
and it gains them massive advantage.
It is illegal but it is quite logical.
Calm down dear, its just bankruptcy.
The mind boggles.....
