A friend of mine has two under his belt. It means nothing these days and the consequences are slight compared to the slog of repaying the debt plus interest.
Its not as if these banks actually hand over savings deposits to people. They invent the money. It never existed. Go bankrupt and don't pay it back - some numbers on a screen somewhere are arranged differently. Better that than worrying yourself to the edge of Beachy Head about a level of debt that should never have been offered to you by people who should know better.
WWW