Depends if you are still strong and fit and capable of movement can see and hear and still have one or two of everything remaining functional....I had loss of licence and term insurance and of course sods law flew merrily untill retirement.
The really lethal health event danger years to my pilot friends and I proved to be age 58 to 65..some of us in the UK were lucky enough to get prompt Para NHS medical attention and lived and enjoyed an almost complete recovery...others retireing abroad did not get immediate or excellent medical attention or good rehab and had a lot of suffering before a painfull death...I always tried to basically plan for the worst and hope for the best.