The housing allowance is seperate from the basic allowance. The grief comes from the 10% cut in pay. Many people give up a lot to come to Fly Dubai to make and save money for their future. So with FD cutting pay it has been discouraging for some. For many like myself, we are the only ones working and aren't fortunate to have two incomes while we are here in Dubai. I hope that provides a little insight on why there is negativity out there towards pay.