Ask your broker or IFA (Independent Financial advisor) for one of the above products, which is the cheapest form of insurance. Also can be found on any of the comparison sites. I used NU whcih now has another name, for term insurance and informed of PPL status ( and I am a lot
) still have life insurance. I believe that a bank cannot tie you to an insurance product of their choice, = restrictive practice, (though I stand to be corrected).