UK personal bankruptcies are normally dischaged after 12 months..not 3 years! Crash n burn, PM me if you want expertguidance. BM
Well done you are right but it did used to be 3 years before the Enterprise Act kicked in. I dont pay much attention to Insolvency Law as I dont intent to go bankrupt.
As for PMing you for 'expertguidance' - no thanks!