Just to muddy the waters some further, realizing of course that these regulations do not apply to civil operations.
I believe, SASless, but do not know, that the intent of the definitions below is in keeping with what your opinion is.
OPNAVINST 3710.7 (series), NATOPS GENERAL FLIGHT AND OPERATING INSTRUCTIONS, which is the governing publication for all U.S. Navy and Marine Corps flight operations defines some terms a bit differently than the FARs and other civil regulations with which I am familiar.
While there is a provision for VFR-on-top or over the top or whatever you want to call it, in practice it is almost never used because it's rare to be on top and have a horizon.
The obvious question might be... "If you have visibility but no horizon, what do you put in your logbook?" The answer is... "Actual Instrument Flight"
Actual Instrument Conditions. Conditions external to the aircraft in flight that do not permit visual reference to the horizon.
Instrument Meteorological Conditions.
Meteorological conditions expressed in terms of visibility, distance from clouds, and ceiling less than the minimums specified for visual meteorological conditions. IMC conditions exist anytime a visible horizon is not distinguishable.