Get a life maxiphas!
If you think you should live your life according to the replies on an anonymous bulletin board you need a very stiff reality check!
Either you put your heart and soul into what you are doing - or if there is any challenge in it you will fail. Yes, that is not very 'touchy feely' but unfortunately that is how the world works.
Obviously your 'heart and soul' appears to be in living off a cheap loan and having some fun. It will probably work - if you can get a university place - which presently may take a little more effort tan in the past.
But apart from occuping some bandwidth has your posting in any way altered your thinking? Guaranteed not to I would guess.
I prefer Luke Rheinhart's approach to yours - there is no direction to yours.