I absolutely agree with your RYR not for me ! The broker will drive the cost base down too far to the point that the product is destroyed and ultimately in turn destroys the company,there's a lot to be said for small and compact high prestigious service in GA still if you have the vision to keep yourself removed from the hot air that comes from ill informed sellers !
Modesty and Honesty should prevail !!
JR where riding on hot air that was always going to blow cold in this climate,the client base was also never going to be there.