Good point about the approach design tolerances because they have to allow for a certain wind strength (I forget what it is but one authority used to apply 60 knots in the most adverse direction to any procedure that was time-based only). If the wind is 60 knots it is NOT your day!
However, a snippy sim examiner may have a go at you if you deliberately exceed a published limit. But of course you are allowed plus 10 knots on any speed, so technically he could not fail you for flying at 190 knots in this case.....