austra1998 sounds like one of those rough and ready types--I used to be one too. Note that some of the earlier threads mentioned folks with families...who might prefer to hang at home with kids. My nice not over-the-top 3BR bungalow with a yard in Msisani costs $18K annually. Guard and alarm service was about USD 400/month; 2 x 9000 liter tankers of water a month costs about $200, luku, etc. it all adds up. No a/c by the way, no genny, just an inverter backup for lights and fans. Household staff did the chores, and the yacht club with other kids was close by. austra1998 is correct about upanga, but it may not be suitable for everyone. And I suspect that school fees would be a deal killer.