To anyone out there that has NOT started flight training or is in the very early stages, consider this.
Instead of spending thousands and thousands, look at buying a Cessa 150 or Tomahawk, but not before getting expert advice from a good engineer, and selecting and instructor (preferably an experienced one) and pay them an hourly (flying) rate. the Wet rates of flying some of these lower performing aircraft can be as much as half or even 2/3rds the cost of paying an hourly rate at an aeroclub or flying school.
This option won't enable you to do MEIR, but who the hell cares? You won't get work flying Twins in IMC to begin with anyway. Build up your hours in a cheap aircraft, even go halves with someone else in teh same position.
Even if you have your PPL, probably better actually, take this option and do it.
Once you have your CPL, go for a trip around the country and do as much knocking as possible. You'll be amazed how respected aircraft owners can be, especially if they are seen to take pride in their machine.
Don't forget, you can sell the aeroplane when you have finished with it and use that money to pay for your MEIR.