I agree with Martin and Whirls: you should never be complacent, but the chances of needing to drop the lever is very small indeed, plus you'll have an instructor covering the controls next to you for 90% of the time anyway.
IMHO you'll end up being a more competent pilot more quickly in the 22, and with more respect for everything helicopters in general. So unless you've got money to burn, don't pay for the extra [empty] seats in a 44 until you need to
