I rather suspected that talk of a 2.8% cut was somewhat inaccurate.
Traffic is.... No need to get emotional for me; I'm happy with my lot and I get pretty well what I was promised all those years ago. I retired at 58 or I would have had bucketloads of extra cash - it's just the way the cookie crumbles. It just disturbs me a bit to know that my ex-Civil Service acquaintances received a 5% increase in their pension this year as their increase was calculated on the RPI last September!
You have possibly 30 years to go so you have plenty of time to get yourself organised so you too receive a good pension.