Reading the BEA report/findings, and beyond linguistic barriers, I visualized the impact like this:
http://img132.imageshack.us/img132/6169/impact.jpg
(nose up a bit exagerated, tail crushed on the surface absorbing part of the kinetic energy, snapping off the VS, airframe broke in two points, one allowing at the rear of the a/c a massive/brutal water inflow that may have stripped off the clothes, another structural failure in the aera of the Galley G2).
Some of you have produced alternative scenarii (in particular to account for the distorsions observed on the VS) which may be better visualizations
Jeff