No, mainly based on bull!!!!.
The purpose of this forum is (I believe) to assist with ITC related issues, not to peddle FUD and half-truths, as these are not at all helpful.
That's just how I see it too, which is a relief.
Now if you could kindly indicate what work you have done in this respect to confirm or deny your assertation of the above, we'll move on.
What would be
really helpful in this respect would be
evidence on your behalf that what I say is BS....rather than the condescending tripe i've had to endure so far.