Happyeater - fear not! You won't lose you license, you'd simply have to do a scaled down flight test wih an examiner in order to renew your SEP (the rating part of the license) the PPL is always with you
You're not even required to do any training, but this point is a little daft, as I'm guessing nobody goes straight into a test!
Best of luck Sue - and I feel a dejavu coming up here, but you do know we expect a write-up