Doobs,
I have recently left the mob and had previously checked with the on-line pension calculator what my pension and gratuity might be. I was therefore a bit surprised to be informed that both were quite a bit less than I had expected.
After a request for a recalculation I have now been informed on a substansive increase in both amounts. This has also happened to two other associates.
So my advice is, check your figures, see what they award and be prepared to challenge the amount.