If you don't have the funds to even fly an occasional hour - sorry - but maybe you have to forget about flying at all!
Since you are still thinking about it, I take it that you do have some kind of regular income from which you can put something aside. Why don't you just do what you did before? Safe some money, go to the US and keep building your license.
After all, a US license never expires! You just have to do a flight review and you are good again.