It's the 'there will' and the 'no doubt' bit that gets me. Think before you speak, your words might just fall on suggestable ears, like your own, and convince some desperate soul to sign his or her parents home up for £95K worth of debt by the end of the loans term. Wait for the 'No, no, CTC have told me there will be' comment. ScottFlyer I have half a ton of Alsatian sh*t you can buy as well, THERE WILL be very high demand for it in the Middle East NO DOUBT.