Lol I didn't read that bit!
You could pay for your A.T.P.L. your Night rating, IMC and Multi. I was using rough figures of
1.Night Rating £500
2.IMC £1500
3.Multi £1500
4.ATPL (distance learning) £2000 ish
5.ATPL exams £700
You would have a little bit spare to either build hours or pay for some of the IR! I wish I had already got my P.P.L. when I took out the CDL
Right now I have the money for my IMC and possibly my Multi but that is in an ideal world!