You all seem to look for "advice" but wont take one telling you what is happening out there right now!
Why dont you just say that you want somebody to tell you, go ahead, now is the best time to ask your parents for 80K loan
Time and time again and see highschool seniors coming on pprune talking about going to OAA or other FTO with integrated courses.
You all seem to talk about all this very "lightly", but yet you never had a proper job, lived on your own and have NO clue whats REAL life looks like, and what 80K loan means.
Well, do whatever you want... Its you parents money.