allowances vary as you well know.
so as you then admit the allowances are needed then?
As for choice in place to live, well it is you choice but you should live with in a sensible travelling distance to LHR. So where`s cheap? mmmm I`ll go for the north home counties.. Herts? nope.. Bucks? well Milton Keynes possibly but that M1 M25 isn`t great, Beds? mmm Luton? yes well.. Beds possibly.. you all know that its expensive to live in the southeast and my £23K (B4 tax) earn last year on new contract was fine. Not asking for more or less willing to work more yep.