I think the answer to your question lies in what you want to do with your shiny new commercial license?
If you want to fly for an air charter/ taxi, ambulance, turboprop operator or instructor then I would say go for it and enjoy yourself.
If you have aspirations of left seating a long haul jet I'd think very hard and carefully about the likelihood of reaching that goal, honestly I believe it to be very slim...
But don't get in that rocking chair wishing you had gone for it, no point being the richest man in the graveyard