Thanks for all the encouraging replies guys.
G Spot, I agree with you 100%. With the current climate and the imminent increase in interest rates, the thought of borrowing a large sum of money without a likely placement afterwards, does little to help me to nod off at night. However, having made numerous sacrficies in the last 3 years, I find myself no longer able to put my dream on hold. With a good result (fingers crossed) and sheer tenacity, I hope, like everyone else, to be hour buliding by whatever means. And like Shanks, I would be over the moon to be instructing and reaping the personal rewards involved with teaching the public. Surely there must be something to be said of wanting to achieve your dream badly enough and being prepared to do whatever it takes to get there. That isnt to knock your particular path, as obviously a great deal of thought has gone into your preparation, although I cannot envisage putting aside the time required for the modular route. Perhaps I am not as well informed as yourself on this point G Spot and I would be grateful to you for any specific overview you have on the route you have undertaken.
As for Billyfish2 and Shanks, perhaps will be sipping Margherita together in the not so distant future.
Its great to know that there are like minded people out there to offer their time and advice to help others and I wish everyone all the very best in their pursuit of the skies.